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HOW IT WORKS

Image by Koen Emmers

A Simple, Stress-Free Process for
You and Your Family

A Funeral Trust is designed to make planning easier today and reduce stress for your loved ones in the future. Here’s exactly how the process works - from start to finish.

How Does It Work?

Blue Cycle Diagram with Funeral Trust Steps

1. Purchase a Funeral Trust

You begin by setting up a Funeral Expense Trust for yourself or a family member.

Funds are placed into a secure, Medicaid-exempt trust dedicated solely to covering funeral expenses

2. When the Individual Passes Away

At the time of death, the trust activates and becomes available for immediate use - no delays or waiting for estate or insurance payouts.

3. Choose a Funeral Home

The family selects any funeral home in the United States.

You meet with the funeral director, discuss arrangements, and outline the costs of the services you want.

4. Complete a Simple Claim Form

The family or funeral home completes a short claim form, providing:

  • The chosen funeral home's information

  • The itemized funeral expenses to be paid by the trust

This process is quick, straightforward, and handled with care.

5. Funeral Home Receives Payment in 1-2 Days

Once the claim is submitted, funds are sent directly to the funeral home by electronic transfer or check within 1-2 business days.

No death certificate is required for payment.

6. Focus on Remembering Your Loved One

With funeral costs paid quickly and directly, your family is free to focus on:

  • Honoring your loved one

  • Planning the service

  • Supporting each other

The financial burden is lifted, giving families the peace and space they need during a difficult time.

Our Team

A Funeral Trust Makes a Hard Time Easier

Simple. Fast. Compassionate.

Your loved ones shouldn’t have to worry about money while grieving and with a funeral trust, they won’t have to.

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