Terms & Conditions
Welcome to our website. By accessing or using our site, services, or materials, you agree to the following Terms & Conditions. If you do not agree with any part of these terms, please discontinue use of the website immediately.
Last Updated: 11/26/2025
1. General Information
This website provides educational information about funeral trusts, estate planning concepts, and related services.
The information presented is not legal, tax, or financial advice. All decisions involving funeral trusts, Medicaid planning, or life insurance products should be made in consultation with licensed professionals in your state.
2. Eligibility
You must be at least 18 years old to use this website or submit information through any of our forms. By using this site, you certify that the information you provide is accurate to the best of your knowledge.
3. No Guarantee of Coverage or Approval
Submitting information through the website does not:
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create an agent–client relationship,
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guarantee funeral trust approval,
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guarantee Medicaid exemption, or
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guarantee any specific outcome.
All funeral trust applications are subject to review, eligibility criteria, and carrier requirements.
4. Accuracy of Information
We strive to keep all content accurate and up to date; however:
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products may change,
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rules vary by state,
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Medicaid regulations may change, and
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processing times may vary.
We do not guarantee the completeness, reliability, or accuracy of all information on the site.
5. Use of Website Content
All content - including text, graphics, branding, downloadable materials, and layout - is the property of the website owner and is protected by copyright law.
You may not copy, reproduce, republish, or distribute any materials without written permission.
6. Third-Party Links
Our website may include links to external websites or services. These third-party sites have their own terms and privacy policies.
We are not responsible for:
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the content of third-party websites,
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any actions taken on those sites,
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or any losses arising from their use.
7. Agent Recruitment & Applications
If you submit a form requesting information about becoming an agent:
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submission does not guarantee acceptance,
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you may be required to undergo licensing, background checks, or training,
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compensation structures vary by state and carrier,
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commissions are subject to carrier approval and applicable regulations.
We reserve the right to approve or decline any applicant.
8. Client Contact Forms
By submitting your information through any form on our website, you consent to:
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being contacted by phone, email, or text,
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communication from our licensed agents or partners,
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receiving information about funeral trusts, final expense solutions, or related services.
You may opt out of communication at any time.
9. Limitation of Liability
We are not liable for any:
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losses,
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damages,
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delays,
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inaccuracies,
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or outcomes related to funeral trust decisions, Medicaid decisions, or plan selections.
All financial and legal decisions are the sole responsibility of the user.
10. No Legal or Tax Advice
The information provided on this site is for educational purposes only.
For legal, tax, estate planning, or Medicaid guidance, please consult an attorney, accountant, or licensed professional.
11. Privacy
Your privacy is important to us.
Please review our Privacy Policy to understand how we collect, use, and safeguard your information.
12. Modifications to Terms
We reserve the right to update or modify these Terms & Conditions at any time without prior notice.
Continued use of the website after changes are posted constitutes acceptance of the revised terms.
13. Governing Law
These Terms & Conditions are governed by the laws of the State of Wisconsin and Illinois.
Any disputes arising from this website or its use shall be handled within the appropriate jurisdiction.
Contact Information
If you have questions about these Terms & Conditions, please contact:
Email: carrie@usfuneraltrust.com
Phone: 414-745-7922