WHY A FUNERAL TRUST
Protect Your Family. Protect Your Assets. Protect Your Peace of Mind.
Planning ahead isn’t just about final arrangements - it’s about financial protection, flexibility, and making sure your loved ones are cared for when it matters most. A Funeral Trust is one of the most powerful tools available to safeguard your family from emotional and financial stress.
What Is a Funeral Trust?
A Funeral Trust is a secure, Medicaid-exempt financial plan created to cover all your funeral expenses. Unlike traditional prepaid contracts tied to one funeral home, a funeral trust gives you full freedom, portability, and protection nationwide.
It pays the funeral home within 1–2 business days, often without needing a death certificate, helping families avoid out-of-pocket costs or long waiting periods.
The Benefits of a Funeral Trust
Immediate Medicaid Protection
A Funeral Trust is Medicaid-exempt on day one, meaning your funds are protected instantly from spend-down requirements. (Varies by state.)
This keeps your funeral savings safe even if long-term care becomes necessary.
Fast Payment - When Families Need It Most
A Funeral Trust pays the funeral home in 1-2 business days.
This prevents families from struggling financially or having to pay out of pocket.
Nationwide Flexibility
Your Funeral Trust moves with you no matter where you live.
You’re not locked into a specific funeral home or contract.
Use at ANY funeral home in the United States.
Protection From Long-Term Care Costs
Moneys left in checking, savings, or life insurance can be taken during a Medicaid spend-down.
A Funeral Trust protects these funds so they’re used exactly for what you intended - your funeral.
Less Stress, More Clarity for Your Loved Ones
Your family won’t have to:
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make financial decisions during grief
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search for money
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fight through insurance delays
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risk of going into debt by having to pay for a funeral
Your plans are clear and protected by having money set aside in your funeral trust.
How We Help
Our team includes Certified Senior Advisors and Licensed Funeral Trust Agents who understand the end-of-life planning process. As fiduciaries, we are committed to putting your family’s best interest first - every step of the way.
We support you with:
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Medicaid and long-term care planning
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Budgeting support for future expenses
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Family conversations and follow-up
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Honest, transparent, fiduciary guidance
Your financial security and peace of mind are our priority.
Carrie Grubanowitch
As a licensed funeral trust agent with years of experience in senior living consultation, Carrie understands the unique needs and concerns that come with planning for the future.